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1a:["$","div",null,{"className":"grid grid-cols-1 md:grid-cols-2 gap-4 mb-8","children":[["$","div",null,{"className":"space-y-3","children":[["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-circle-check-big h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","yps3ct",{"d":"M21.801 10A10 10 0 1 1 17 3.335"}],["$","path","1pflzl",{"d":"m9 11 3 3L22 4"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Maintain a good credit score (750+)"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-circle-check-big h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","yps3ct",{"d":"M21.801 10A10 10 0 1 1 17 3.335"}],["$","path","1pflzl",{"d":"m9 11 3 3L22 4"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Have a stable employment history (2+ years)"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-circle-check-big h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","yps3ct",{"d":"M21.801 10A10 10 0 1 1 17 3.335"}],["$","path","1pflzl",{"d":"m9 11 3 3L22 4"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Keep debt-to-income ratio below 30%"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-circle-check-big h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","yps3ct",{"d":"M21.801 10A10 10 0 1 1 17 3.335"}],["$","path","1pflzl",{"d":"m9 11 3 3L22 4"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Build relationship with the bank"}]]}]]}],["$","div",null,{"className":"space-y-3","children":[["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-circle-check-big h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","yps3ct",{"d":"M21.801 10A10 10 0 1 1 17 3.335"}],["$","path","1pflzl",{"d":"m9 11 3 3L22 4"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Apply for realistic loan amounts"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-circle-check-big h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","yps3ct",{"d":"M21.801 10A10 10 0 1 1 17 3.335"}],["$","path","1pflzl",{"d":"m9 11 3 3L22 4"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Provide complete and accurate information"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-circle-check-big h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","yps3ct",{"d":"M21.801 10A10 10 0 1 1 17 3.335"}],["$","path","1pflzl",{"d":"m9 11 3 3L22 4"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Consider having a co-signer if needed"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-circle-check-big h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":["$L26","$L27","$undefined"]}],"$L28"]}]]}]]}]
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1c:["$","h2",null,{"className":"text-2xl font-bold text-gray-900 mb-4","children":"Conclusion"}]
1d:["$","p",null,{"className":"text-gray-700 mb-6","children":"Applying for a personal loan in the Philippines requires careful preparation and understanding of the process. By following this guide, maintaining good financial habits, and choosing reputable lenders, you can increase your chances of approval and secure favorable loan terms."}]
1e:["$","p",null,{"className":"text-gray-700 mb-8","children":"Remember to borrow responsibly and only take loans you can comfortably repay. Personal loans can be valuable financial tools when used wisely, but they should not be taken lightly."}]
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