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17:["$","h2",null,{"className":"text-2xl font-bold text-gray-900 mb-4","children":"Common Scam Tactics to Watch Out For"}]
18:["$","div",null,{"className":"grid grid-cols-1 md:grid-cols-2 gap-6 mb-8","children":[["$","div",null,{"ref":"$undefined","className":"rounded-xl border bg-card text-card-foreground shadow border-orange-200","children":["$","div",null,{"ref":"$undefined","className":"p-6","children":[["$","h3",null,{"className":"font-semibold mb-3 text-orange-800","children":"🎯 Pressure Tactics"}],["$","ul",null,{"className":"space-y-2 text-sm text-gray-700","children":[["$","li",null,{"children":"• \"Limited time offer, apply now!\""}],["$","li",null,{"children":"• \"Only 5 slots left today\""}],["$","li",null,{"children":"• Rushing you to make decisions"}],["$","li",null,{"children":"• Threatening language if you hesitate"}]]}]]}]}],["$","div",null,{"ref":"$undefined","className":"rounded-xl border bg-card text-card-foreground shadow border-purple-200","children":["$","div",null,{"ref":"$undefined","className":"p-6","children":[["$","h3",null,{"className":"font-semibold mb-3 text-purple-800","children":"🎭 Identity Theft"}],["$","ul",null,{"className":"space-y-2 text-sm text-gray-700","children":[["$","li",null,{"children":"• Requesting excessive personal information"}],["$","li",null,{"children":"• Asking for bank account passwords"}],["$","li",null,{"children":"• Requiring photos with IDs/documents"}],["$","li",null,{"children":"• Requesting access to social media"}]]}]]}]}],["$","div",null,{"ref":"$undefined","className":"rounded-xl border bg-card text-card-foreground shadow border-red-200","children":["$","div",null,{"ref":"$undefined","className":"p-6","children":[["$","h3",null,{"className":"font-semibold mb-3 text-red-800","children":"💸 Advance Fee Fraud"}],["$","ul",null,{"className":"space-y-2 text-sm text-gray-700","children":[["$","li",null,{"children":"• Processing fees before approval"}],["$","li",null,{"children":"• Insurance or guarantee deposits"}],["$","li",null,{"children":"• Verification or activation fees"}],["$","li",null,{"children":"• Tax payments for loan release"}]]}]]}]}],["$","div",null,{"ref":"$undefined","className":"rounded-xl border bg-card text-card-foreground shadow border-yellow-200","children":["$","div",null,{"ref":"$undefined","className":"p-6","children":[["$","h3",null,{"className":"font-semibold mb-3 text-yellow-800","children":"📞 Fake Verification"}],["$","ul",null,{"className":"space-y-2 text-sm text-gray-700","children":[["$","li",null,{"children":"• Impersonating bank representatives"}],["$","li",null,{"children":"• Fake approval confirmations"}],["$","li",null,{"children":"• False employment verification"}],["$","li",null,{"children":"• Bogus credit checks"}]]}]]}]}]]}]
19:["$","div",null,{"ref":"$undefined","className":"rounded-xl border text-card-foreground shadow bg-green-50 border-green-200 mb-8","children":["$","div",null,{"ref":"$undefined","className":"p-6","children":["$","div",null,{"className":"flex items-start gap-3","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-circle-check-big h-6 w-6 text-green-600 mt-1 flex-shrink-0","children":[["$","path","yps3ct",{"d":"M21.801 10A10 10 0 1 1 17 3.335"}],["$","path","1pflzl",{"d":"m9 11 3 3L22 4"}],"$undefined"]}],["$","div",null,{"children":[["$","h3",null,{"className":"font-semibold text-green-900 mb-2","children":"✅ Signs of a Legitimate Lender"}],["$","div",null,{"className":"grid grid-cols-1 md:grid-cols-2 gap-4","children":[["$","ul",null,{"className":"text-green-800 space-y-1 text-sm","children":[["$","li",null,{"children":"• BSP or SEC registration number displayed"}],["$","li",null,{"children":"• Physical office address and landline"}],["$","li",null,{"children":"• Professional website and documentation"}],["$","li",null,{"children":"• Clear terms and conditions"}]]}],["$","ul",null,{"className":"text-green-800 space-y-1 text-sm","children":[["$","li",null,{"children":"• No upfront fees required"}],["$","li",null,{"children":"• Proper income verification process"}],["$","li",null,{"children":"• Transparent interest rates and fees"}],["$","li",null,{"children":"• Positive customer reviews and history"}]]}]]}]]}]]}]}]}]
1a:["$","h2",null,{"className":"text-2xl font-bold text-gray-900 mb-4","children":"What to Do If You've Been Scammed"}]
1b:["$","div",null,{"className":"space-y-4 mb-8","children":[["$","div",null,{"ref":"$undefined","className":"rounded-xl border bg-card text-card-foreground shadow","children":["$","div",null,{"ref":"$undefined","className":"p-4","children":[["$","h3",null,{"className":"font-semibold mb-2 text-red-800","children":"🚨 Immediate Actions"}],["$","ul",null,{"className":"text-sm text-gray-600 space-y-1","children":[["$","li",null,{"children":"• Stop all payments immediately"}],["$","li",null,{"children":"• Document all communications and transactions"}],["$","li",null,{"children":"• Report to your bank if you shared account details"}],["$","li",null,{"children":"• Change passwords and monitor accounts"}]]}]]}]}],["$","div",null,{"ref":"$undefined","className":"rounded-xl border bg-card text-card-foreground shadow","children":["$","div",null,{"ref":"$undefined","className":"p-4","children":[["$","h3",null,{"className":"font-semibold mb-2 text-blue-800","children":"📞 Report the Scam"}],["$","ul",null,{"className":"text-sm text-gray-600 space-y-1","children":[["$","li",null,{"children":"• BSP Financial Consumer Protection: consumeraffairs@bsp.gov.ph"}],["$","li",null,{"children":"• SEC Enforcement and Investor Protection: complain@sec.gov.ph"}],["$","li",null,{"children":"• PNP Anti-Cybercrime Group"}],["$","li",null,{"children":"• DTI Consumer Protection Group"}]]}]]}]}]]}]
1c:["$","h2",null,{"className":"text-2xl font-bold text-gray-900 mb-4","children":"Safe Borrowing Best Practices"}]
1d:["$","div",null,{"className":"grid grid-cols-1 md:grid-cols-2 gap-4 mb-8","children":[["$","div",null,{"className":"space-y-3","children":[["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-shield h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","oel41y",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Only apply through official websites or branches"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-shield h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","oel41y",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Verify lender registration before applying"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-shield h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","oel41y",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Read all terms and conditions carefully"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-shield h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","oel41y",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Never share passwords or PINs"}]]}]]}],["$","div",null,{"className":"space-y-3","children":[["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-shield h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","oel41y",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Compare multiple legitimate lenders"}]]}],["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-shield h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","oel41y",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Ask questions if anything seems unclear"}]]}],"$L2b","$L2c"]}]]}]
1e:["$","$L2d",null,{"className":"my-8"}]
1f:["$","h2",null,{"className":"text-2xl font-bold text-gray-900 mb-4","children":"Conclusion"}]
20:["$","p",null,{"className":"text-gray-700 mb-6","children":"Protecting yourself from loan scams requires vigilance, research, and common sense. Remember that legitimate lenders will never ask for upfront payments, and if an offer seems too good to be true, it probably is. Always verify the lender's credentials and take your time to make informed decisions."}]
21:["$","p",null,{"className":"text-gray-700 mb-8","children":"When in doubt, consult with our platform or other trusted financial advisors. Your financial safety is worth the extra time spent on verification and research."}]
22:["$","div",null,{"ref":"$undefined","className":"rounded-xl border shadow bg-gradient-to-r from-blue-600 to-green-600 text-white","children":["$","div",null,{"ref":"$undefined","className":"p-8 text-center","children":[["$","h3",null,{"className":"text-2xl font-bold mb-4","children":"Find Verified, Legitimate Lenders"}],["$","p",null,{"className":"mb-6 opacity-90","children":"Use our platform to compare only BSP-licensed and SEC-registered lenders"}],["$","div",null,{"className":"flex flex-col sm:flex-row gap-4 justify-center","children":[["$","$Ld",null,{"href":"/","children":["$","button",null,{"className":"inline-flex items-center justify-center gap-2 whitespace-nowrap text-sm font-medium transition-colors focus-visible:outline-none focus-visible:ring-1 focus-visible:ring-ring disabled:pointer-events-none disabled:opacity-50 [&_svg]:pointer-events-none [&_svg]:size-4 [&_svg]:shrink-0 shadow-sm h-10 rounded-md px-8 bg-white text-blue-600 hover:bg-gray-100","ref":"$undefined","children":"Browse Safe Lenders"}]}],["$","$Ld",null,{"href":"/blog","children":["$","button",null,{"className":"inline-flex items-center justify-center gap-2 whitespace-nowrap text-sm font-medium transition-colors focus-visible:outline-none focus-visible:ring-1 focus-visible:ring-ring disabled:pointer-events-none disabled:opacity-50 [&_svg]:pointer-events-none [&_svg]:size-4 [&_svg]:shrink-0 border bg-background shadow-sm h-10 rounded-md px-8 border-white text-white hover:bg-white hover:text-blue-600","ref":"$undefined","children":"Read More Guides"}]}]]}]]}]}]
23:["$","$L2e",null,{"children":["$L2f",["$","$L30",null,{"promise":"$@31"}]]}]
29:["$","p",null,{"className":"text-gray-700 mb-2","children":"No business registration, SEC/BSP license numbers, or official loan agreements."}]
2a:["$","div",null,{"className":"bg-red-100 p-3 rounded-lg text-sm text-red-800","children":[["$","strong",null,{"children":"Requirement:"}]," All legitimate lenders must provide SEC registration or BSP license numbers."]}]
2b:["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-shield h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","oel41y",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Trust your instincts - if it feels wrong, it probably is"}]]}]
2c:["$","div",null,{"className":"flex items-start gap-2","children":[["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-shield h-5 w-5 text-green-600 mt-0.5 flex-shrink-0","children":[["$","path","oel41y",{"d":"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"}],"$undefined"]}],["$","span",null,{"className":"text-sm","children":"Seek advice from financial professionals"}]]}]
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